On October 27, 2026, Attorney General Anthony G. Brown announced that his Consumer Protection Division entered into a settlement with Bridge It, Inc. (Brigit), a financial technology company. The settlement resolves allegations of unfair and deceptive practices related to Brigit's earned wage access product, “Instant Cash”, and requires the company to pay $600,000 to the Consumer Protection Division.
According to the Division, Brigit misled consumers about fees and eligibility for cash advances and restricted their ability to cancel subscriptions. The settlement mandates that Brigit comply with Maryland's lending laws and clearly disclose all material terms and fees of any loans.
Press Release: Office of the Attorney General of Maryland
Published October 27, 2026. Reproduced in full from the Office of the Attorney General of Maryland.
Attorney General Brown Announces $600,000 Settlement with Earned Wage Access Company Brigit, Protecting Marylanders from Hidden Fees
BALTIMORE, MD – Attorney General Anthony G. Brown today announced that his Consumer Protection Division entered into a settlement with Bridge It, Inc. (Brigit), a financial technology company that offers earned wage access (EWA) loans.
Since 2019, Brigit has offered “Instant Cash,” an EWA product, in Maryland. Instant Cash lets consumers get an advance of money that is repaid from their wages. The settlement resolves the Division’s investigation into Brigit’s alleged unfair and deceptive practices related to Instant Cash. The Division alleged that Brigit engaged in unlicensed lending and that, between December 2019 and October 2023, Brigit misled consumers in its offer of Instant Cash.
According to the Division’s allegations in the settlement agreement, Brigit offered consumers instant access to a cash advance without clearly disclosing that consumers would have to pay additional fees to get the money instantly. The settlement also resolves claims that Brigit represented to consumers that they could access an advance amount, when, in fact, consumers may not have qualified for the advertised amount. Finally, Brigit allegedly would not let consumers cancel a subscription or recurring charge if they had taken an EWA advance and not repaid it, causing consumers to pay continued fees.
“Marylanders living paycheck to paycheck cannot afford surprise charges on a cash advance,” said Attorney General Brown. “This settlement requires Brigit to clearly disclose its fees and terms so consumers know what they are agreeing to before they borrow.”
Under the settlement, Brigit must comply with the Maryland Consumer Protection Act, Maryland’s lending laws, and Maryland’s EWA law, and clearly disclose all material terms and fees of any loans that it provides to Maryland consumers, including if an advertised advance amount is subject to eligibility requirements or if instant access to an advance requires an additional fee. Brigit must also let consumers cancel subscription and recurring charges at any time. The settlement further requires the company to pay $600,000 to the Consumer Protection Division of the Attorney General’s Office.
